Experiential Fabrication Insurance
You design and build physical experiences that put brands in front of people. Most brokers code that as construction and walk away. We've built our practice around getting it right — and the premium savings follow.
Most fabrication shops are misclassified as construction — and overpay significantly as a result. Wrong class codes mean inflated premiums, coverage exclusions that don't belong in your policy, and carriers who decline before they've understood what you actually do. We fix that.
Who We Serve
If your shop designs and fabricates physical things that create brand experiences — from pop-up activations to full immersive environments — this is the practice we built for you.
Design-and-build shops producing custom physical activations, installations, and branded environments for marketing clients nationwide.
Agencies and production companies executing large-scale activations — from pop-ups and trade show exhibits to touring brand experiences.
Companies integrating AV, technology, and physical fabrication to build immersive branded environments and interactive experiences.
Custom prop houses and specialty fabricators serving experiential, retail, entertainment, and event markets.
Coverage
Every line placed specifically for fabrication operations — not boilerplate construction packages.
Placed with fabrication-specific framing — not construction coding. No height limitations, no Action Over exclusions, no subcontractor conditions silently capping your limits.
Correctly classified to reflect shop-based fabrication work. We challenge construction-coded WC and petition rating boards when classification disputes arise.
Tools, equipment, and materials covered in your shop, in transit, and on any job site anywhere in the country.
Custom-built property covered from the moment it leaves your shop through installation, client acceptance, and strike.
Structured to meet brand client and venue requirements — often $5M or more — without overpaying for limits you don't need.
Shop, tools, equipment, raw materials, tenant improvements, and work-in-progress inventory — structured for fabrication environments with fluctuating asset values.
Tell us about your shop, your clients, and your project scope. We'll start with the story — and build the program from there.
robert.jacobs@experientialrisk.com · NJ License #9467756 · Nationwide