A Division of ISSI — Insurance Solutions & Services Inc.

You Build Experiences.
We Build Your Insurance Program.

Specialized commercial insurance for experiential marketing fabricators, set and scenery builders, and brand activation companies — nationwide. We don't just place policies. We correct misclassification, build underwriting narratives, and make your business more insurable year over year.

The Problem

Most brokers don't understand what you do — and they code you wrong. Fabrication isn't construction. When your operations get misclassified, you pay construction-level premiums for shop-based work, get declined by carriers who assume you're a GC, and end up with coverage that doesn't match what you actually build or how you do it.

We Know Your Work

If your shop designs and builds physical things that create brand experiences — we've built a practice around you. That means we understand your operations, your contracts, and the risks that come with the territory.

🔩

Experiential Fabricators

Design-and-build shops producing custom physical activations, installations, and branded environments for marketing clients.

🎬

Set & Scenery Builders

Scenic fabricators producing custom set elements for live events, touring productions, retail environments, and branded experiences.

📦

Brand Activation Companies

Agencies and production companies executing large-scale experiential activations for consumer and B2B brands.

🏗️

Install & Strike Crews

Shops handling on-site installation and removal of custom builds — where property-at-work exposure and install risk live.

🎨

Prop & Specialty Fabrication

Custom prop houses and specialty fabricators serving experiential, retail, film, and entertainment clients.

🖥️

Immersive & Interactive

Studios integrating AV, technology, and physical fabrication to build immersive brand environments and interactive experiences.

Fabrication Isn't Construction.
The Difference Is Real Money.

The single most expensive insurance mistake a fabrication shop can make is letting a broker code their operations as construction. We spend more time getting the story right than most brokers spend on the entire account.

How Most Brokers See You

Construction Company

  • Coded to construction class codes — higher base rates
  • Treated as a General Contractor with structural exposure
  • Install work used to define the entire company
  • Carrier appetite limited, higher declination rate
  • Workers' comp rates reflect trades, not fabrication
  • Premium doesn't reflect how controlled your risk actually is
How ISSI Positions You

Design + Fabrication Operation

  • Core ops coded correctly: design + in-house fabrication
  • Install scoped as a controlled subset, not the defining activity
  • Non-structural, non-GC narrative built for underwriters
  • Broader carrier appetite, better fit, fewer declinations
  • Workers' comp classifications reflect actual job functions
  • Safety controls documented and underwriter-legible

How We Work With You

We don't shop a GL/WC quote and call it done. We build an insurance platform that matches how your company operates today and grows to fit where you're going.

01
Classification + Narrative

Get the Story Right

We start with a detailed understanding of your operations — what you build, how you build it, where you install it, and who your clients are. That story becomes your underwriting narrative: a precise, high-fidelity document that tells carriers what your risk actually looks like and why it's controlled. This is where we find premium.

02
Coverage + Carrier Strategy

Build the Right Program

We place each line with carriers who have real appetite for fabrication risk — not carriers who'll take it at inflated rates because they don't know the difference. Workers' comp, GL, auto, inland marine, installation floater, umbrella: each line is placed with the right market, at the right limits, with the right terms for your contracts.

03
Risk Management + Retention

Make You More Insurable

We help install the safety infrastructure that makes your loss history better: shop controls, a designated safety leader, PPE compliance, return-to-work programs, fleet telematics and driver coaching. At renewal, we don't just re-market — we show carriers what improved and why. Year over year, you become a better risk.

What We Place

Every line positioned specifically for fabrication and experiential operations — not boilerplate packages built for other industries.

Workers' Compensation

Often the biggest premium driver for fabrication shops. We fight for correct classification codes across all job functions and build a documented safety program that gives carriers confidence.

// Biggest premium lever

Commercial General Liability

Placed with careful attention to how your operations are described — fabrication vs. construction framing matters enormously for both pricing and carrier appetite.

Commercial Auto

Trucks, vans, and transport vehicles — paired with driver-centered controls including dash cams, telematics, driver coaching, and progressive discipline programs.

// Fleet controls reduce premiums

Commercial Property

Your shop, tools, equipment, raw materials, and work-in-progress inventory. Structured for fabrication environments where equipment values are high and stock fluctuates by project.

Inland Marine / Equipment Floater

Coverage for tools and movable equipment whether they're in your shop, in transit, or on a job site anywhere in the country.

Builders Risk / Installation Floater

Protects custom-built property from the moment it leaves your shop through delivery, installation, and client acceptance — essential for high-value builds.

// Critical for install exposure

Umbrella / Excess Liability

Major brand clients and venues routinely require $5M or more. We structure umbrella limits that satisfy contract requirements without overpaying for limits you don't need.

Certificate & Contract Management

COIs, Additional Insured status, waivers of subrogation, and venue requirements handled as a core competency — not an afterthought. We've built training around Named vs. Additional Insured mechanics.

// Operational friction, solved

What We Actually Deliver

01

We reduce premium drag caused by being misunderstood

Correct classification and a precise operations narrative means fewer construction penalties, better carrier fit, and more stable pricing.

02

We reduce operational friction on contracts and COIs

These companies live and die by certificates and contract language. We treat risk transfer mechanics — AI wording, claims scenarios, venue requirements — as a core skill.

03

We make you more insurable over time

We help install durable controls — safety leadership, return-to-work, fleet accountability — that reduce frequency and severity and build a track record carriers trust.

04

We build underwriting collateral that wins quotes

Detailed narratives with the specifics underwriters actually use: operations breakdown, control documentation, enforcement accountability, and renewal improvement story.

05

We operate like a risk partner, not a transactional broker

Proactive renewal timelines, structured account development, and hands-on service. Our average client retention exceeds 15 years.

ISSI specializes in insuring experiential marketing, scenic, and set fabrication companies by translating complex, misunderstood operations into clear underwriting narratives — and pairing coverage placement with practical risk management. We focus on correct operational classification, contract-driven insurance requirements, and loss-driven improvements. Our clients don't just buy insurance — they become more insurable, more competitive, and more stable year over year.
ISSI — The Experiential Risk Practice

Our Service Model

Bind. Build. Hold.

We don't chase new accounts and move on. We build long-term insurance platforms that grow with you as your builds get bigger, your clients get more demanding, and your contracts get tighter.

Bind

Place the right coverage with the right carriers at the right terms — starting with a clean, accurate underwriting narrative.

Build

Add lines, improve limits, implement risk controls, and develop the full insurance platform your growing operation needs.

Hold

Proactive service, structured renewals, and a long-game partnership — our average client relationship exceeds 15 years.

Start the Conversation

Let's Talk About Your Risk

Tell us about your shop, your clients, and your typical project scope. We'll start with the story — and build the program from there.

Request a Quote

A division of Insurance Solutions & Services Inc. (ISSI) · issi-nj.com